Fiat and crypto, connected. Move between financial worlds with your wallet, your keys and your control.
Valens Pay connects bank transfers, crypto and everyday spending in a single multi-asset wallet.
Follow the journey from your bank to your wallet and beyond.
Send EUR, USD or GBP by bank transfer. Valens Pay converts received fiat to stablecoins, which are added to your wallet.
Explore the flow ↗Deposit, hold, swap and send multiple crypto assets directly from your wallet. No conversion is required for crypto deposits or withdrawals.
Explore the flow ↗Withdraw to a bank account from stablecoins or spend with a virtual Visa card funded by stablecoins, wherever Visa is accepted.
Explore the flow ↗Different rails. One wallet. Explore the infrastructure that brings the pieces together.
Crypto enters and leaves the multi-asset wallet directly. The wallet connects through the smart swap engine to the stablecoin layer. Fiat deposits enter the stablecoin layer; fiat withdrawals and virtual card spending are funded from it.
All your assets.
Fully under your control.
Executed across 500+ DEXs & bridges.
The stable foundation for fiat.
Bank transfer
Instant conversion to stablecoins
Spend anywhere Visa is accepted
Funded by stablecoins
Bank transfer
Always from stablecoins
Fiat deposits are converted to stablecoins. Fiat withdrawals are sent from stablecoins. The wallet also supports multiple crypto assets, including BTC, ETH, SOL, USDC and USDT.
Choose a movement to see each step.
Crypto deposits, withdrawals and swaps are executed directly from your wallet.
Valens provides payment infrastructure and technology. You control your wallet and private keys.
Your wallet and private keys remain under your control.
Valens does not custody your assets or access your funds.
An open, flexible, user-first model designed without a single point of failure.
Traditional custody
The provider holds funds and private keys, creating provider dependency, a single point of failure, limited flexibility and a higher regulatory burden.
The Valens model
You control your wallet and keys. Valens does not custody your assets; the document describes a lower regulatory burden and an open, flexible model.
For individuals, businesses and the infrastructure behind them.
Bank or crypto in and out. Hold many assets, swap, and spend globally with a virtual Visa card.
FAST · SIMPLE · SECUREReceive and send fiat worldwide, pay suppliers in crypto, automate payments via APIs and use virtual cards for teams.
EFFICIENCY · GLOBAL SCALENon-custodial by design, with clear separation of responsibilities and MASB regulated fiat on/off ramps, as described in the source document.
TRANSPARENCY · RESPONSIBILITYMulti-chain, multi-asset and stablecoin-powered infrastructure, built with partners and designed to scale for millions of users.
GLOBAL PAYMENTS · OPPORTUNITYMore control. More possibilities. A modern financial rail for a borderless world.
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